About

CardSmart helps Space Coast Chamber members accept payments more efficiently and at a lower cost, whatever corner of the local economy they're in - from restaurants, salons, and specialty retailers on Main Street to contractors, medical and dental practices, hotels, auto dealers, and moving and storage companies. Some of these businesses (auto sales, travel and lodging, moving and storage) get flagged by traditional processors as "high risk" and end up stuck with higher fees or denied service altogether. CardSmart's Controlled Risk solutions are built to serve exactly these businesses, giving Space Coast members access to dependable, best-in-class processing without the runaround.

For members running multiple locations, membership or subscription billing (fitness studios, salons, clubs), or larger transactions (CardSmart clients have processed transactions up to $200,000 with next-day funding — useful for real estate, construction, and property management), CardSmart's Integrated Payments solution connects directly with the practice management, POS, or accounting software you're already using, cutting out manual payment posting and freeing up staff time for customers instead of paperwork.

What sets CardSmart apart for Space Coast Chamber members is hands-on, relationship-based service: every account gets a dedicated point of contact instead of a generic support queue, fast terminal replacement when equipment goes down (critical for restaurants, retailers, and service businesses that can't afford downtime), and proactive savings reviews, since payment processing is a line item that's easy to overlook but can carry real cost savings once it's reviewed. CardSmart was founded by veteran payments executives focused on making payment processing simpler and more transparent for the businesses that rely on it most.